Grant's Financial Services

Please read these terms and conditions ("terms and conditions", "terms") carefully before using grantsfinancialsvcs.com website (“website”, "service") operated by Grants Financial Services ("us", 'we", "our").

Conditions of use

By using this website, you certify that you have read and reviewed this Agreement and that you agree to comply with its terms. If you do not want to be bound by the terms of this Agreement, you are advised to stop using the website accordingly. Grants Financial Services only grants use and access of this website, its products, and its services to those who have accepted its terms.

Privacy policy

Before you continue using our website, we advise you to read our privacy policy, regarding our user data collection. It will help you better understand our practices.

Age restriction

You must be at least 18 (eighteen) years of age before you can use this website. By using this website, you warrant that you are at least 18 years of age and you may legally adhere to this Agreement. Grants Financial Services assumes no responsibility for liabilities related to age misrepresentation.

Intellectual property

You agree that all materials, products, and services provided on this website are the property of Grants Financial Services, its affiliates, directors, officers, employees, agents, suppliers, or licensors including all copyrights, trade secrets, trademarks, patents, and other intellectual property. You also agree that you will not reproduce or redistribute the Grants Financial Services intellectual property in any way, including electronic, digital, or new trademark registrations.

You grant Grants Financial Services a royalty-free and non-exclusive license to display, use, copy, transmit, and broadcast the content you upload and publish. For issues regarding intellectual property claims, you should contact the company in order to come to an agreement.

User accounts

As a user of this website, you may be asked to register with us and provide private information. You are responsible for ensuring the accuracy of this information, and you are responsible for maintaining the safety and security of your identifying information. You are also responsible for all activities that occur under your account or password.

If you think there are any possible issues regarding the security of your account on the website, inform us immediately so we may address them accordingly.

We reserve all rights to terminate accounts, edit or remove content and cancel orders at our sole discretion.

Applicable law

By using this website, you agree that the laws of the Chicago, United States of America, without regard to principles of conflict laws, will govern these terms and conditions, or any dispute of any sort that might come between Grants Financial Services and you, or its business partners and associates.

Disputes

Any dispute related in any way to your use of this website or to products you purchase from us shall be arbitrated by state or federal court Chicago, United States of America and you consent to exclusive jurisdiction and venue of such courts.

Indemnification

You agree to indemnify Grants Financial Services and its affiliates and hold Grants Financial Services harmless against legal claims and demands that may arise from your use or misuse of our services. We reserve the right to select our own legal counsel.

Limitation on liability

Grants Financial Services is not liable for any damages that may occur to you as a result of your misuse of our website.

Grants Financial Services reserves the right to edit, modify, and change this Agreement at any time. We shall let our users know of these changes through electronic mail. This Agreement is an understanding between Grants Financial Services and the user, and this supersedes and replaces all prior agreements regarding the use of this website.

SMS Terms & Conditions

By providing consent, you agree to receive SMS messages from Grant’s Financial Services, which may include appointment reminders and follow-ups. Phone numbers collected during this process will not be shared with third parties for marketing purposes. Message frequency may vary, with up to 10 messages per week depending on the type of communication, and standard message and data rates may apply based on your carrier. You can opt in by completing our form, and opt out anytime by replying “STOP” or contacting us directly. For assistance, reply “HELP” or reach us at (312) 265-1414. Further details can be found in our Privacy Policy.

1. SMS Consent Communication:

The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2. Types of SMS Communications:

If you have consented to receive text messages from Grant’s Financial Services, you may receive messages related to the following:

• Appointment reminders

• Follow-up messages

• Billing inquiries

Example: "Hello, this is a friendly reminder of your upcoming appointment with Dr. Baker at Chicago Office, 2008 S. Wabash, Chicago, IL 60616 on November 16,2025 at 2:00PM. You can reply STOP to opt out of SMS messaging from Grant’s Financial Services at any time."

3. Message Frequency:

Message frequency may vary depending on the type of communication. For example, you may receive up to 10 SMS messages per week related to your appointments, billing, tax Preparation Status & other financial services.

Example: "Message frequency may vary. You may receive up to 2 SMS messages per week regarding your appointments or account status."

4. Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

5. Opt-In Method:

You may opt in to receive SMS messages from Grant’s Financial Services in the following ways (This is an example. Please include the method used.)

• By submitting an online form

6. Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

7. Help:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at www.grantsfinancialsvcs.com/contact.

• Additional Options:

• If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

8. Standard Messaging Disclosures:

• Message and data rates may apply.

• You can opt out at any time by texting "STOP."

• For assistance, text "HELP" or visit our Privacy Policy and Terms & Conditions pages.

• Message frequency may vary